LIC Housing Finance Ltd. (LIC HFL) has come up with a total of 180 Junior Assistant vacancies for which an online application process has been commenced from 16 April 2026 onwards at the official website www.lichousing.com.
As per the detailed notification PDF, the recruitment drive covers 27 states and union territories across India. Candidates who hold a graduation degree with a minimum aggregate of 55% marks are eligible to apply. The last date for online registration and fee payment is 30 April 2026.
Through the recruitment drive, selected candidates will be appointed as Junior Assistants and will be responsible for loan processing, data entry, customer servicing, cash counter management, and other business-related activities. The online examination is tentatively scheduled for the first week of June 2026.
LIC HFL Junior Assistant Recruitment 2026 – Highlights
| Parameter | Details |
|---|---|
| Organisation Name | LIC Housing Finance Ltd. (LIC HFL) |
| Post Name | Junior Assistant |
| Total Vacancies | 180 |
| Application Mode | Online Only |
| Application Start Date | 16 April 2026 |
| Application Last Date | 30 April 2026 |
| Online Examination (Tentative) | First Week of June 2026 |
| Selection Process | Online Examination + Interview |
| Age Limit (as on 01.04.2026) | 21 to 30 Years |
| Educational Qualification | Graduate (Min. 55% Aggregate) |
| Application Fee | ₹800 + 18% GST |
| Official Website | www.lichousing.com |
| Job Location | Pan India (27 States/UTs) |
| Probation Period | 6 Months |
Important Dates – LIC HFL Junior Assistant 2026
Candidates interested in LIC HFL Junior Assistant recruitment must note all important dates carefully. No extension of the last date has been indicated in the notification.
| Activity | Date |
|---|---|
| Online Registration Starts | 16 April 2026 |
| Online Registration Ends | 30 April 2026 |
| Fee Payment Last Date | 30 April 2026 |
| Call Letter Download for Online Exam | 7 to 10 Days Before Exam |
| Online Examination (Tentative) | First Week of June 2026 |
Note: Candidates are advised to regularly check the official website www.lichousing.com for any updates or corrigendum related to examination dates and centres.
LIC HFL Junior Assistant Vacancy 2026 – State-Wise Details
As per the detailed notification PDF, the 180 vacancies are distributed across multiple states. Karnataka has the highest number of vacancies at 29, followed by Maharashtra (25) and Telangana (24).
| State | Key Cities | Total Vacancies |
|---|---|---|
| Andhra Pradesh | Guntur, Tirupati, Vijayawada, Vizag Gajuwaka | 8 |
| Assam | Guwahati | 3 |
| Bihar | Biharsharif, Muzaffarpur, Patna | 7 |
| Chhattisgarh | Raipur | 3 |
| Delhi | Delhi NCR | 3 |
| Gujarat | Ahmedabad, Rajkot | 2 |
| Jammu & Kashmir | Jammu | 1 |
| Karnataka | Bangalore, Belgaum, Gulbarga, Hassan, Mangalore, Mysore, Raichur | 29 |
| Kerala | Ernakulam, Palakkad, Thrissur | 3 |
| Madhya Pradesh | Bhopal, Gwalior, Indore, Jabalpur, Satna, Shahdol | 18 |
| Maharashtra | Ahmednagar, Aurangabad, Dhule, Mumbai, Nagpur, Nasik, Pune, Solapur | 25 |
| Odisha | Cuttack / Bhubaneswar | 7 |
| Punjab | Amritsar | 1 |
| Rajasthan | Alwar | 1 |
| Sikkim | Gangtok | 1 |
| Tamil Nadu | Chennai, Coimbatore, Madurai, Hosur, Karaikudi, Karur, Tirunelveli, Tirupur, Kanchipuram | 21 |
| Telangana | Hyderabad, Warangal, Karimnagar, Mahbubnagar, Nizamabad, Siddipet | 24 |
| Uttar Pradesh | Lucknow, Meerut, Saharanpur, Varanasi | 13 |
| Uttarakhand | Dehradun | 1 |
| West Bengal | Kolkata / Howrah / Chinsurah, Siliguri | 9 |
| Grand Total | 180 | |
Important: Candidates are allowed to apply for vacancy in one city only (Vacancy City). The Interview State will be the same as the Vacancy State. The Examination State may differ from the Vacancy State.
LIC HFL Junior Assistant Salary 2026 – CTC and In-Hand Pay
The remuneration structure for Junior Assistants is divided into 3 city categories based on the location of posting. The basic pay across all categories is ₹20,000 per month.
| City Category | Gross Monthly Pay | Net Monthly Pay | Meal Coupon | Total Annual CTC |
|---|---|---|---|---|
| Category I | ₹32,800 | ₹29,527 | ₹5,040 | ₹4,98,108 |
| Category II | ₹31,200 | ₹27,927 | ₹5,040 | ₹4,78,908 |
| Category III | ₹30,000 | ₹26,727 | ₹5,040 | ₹4,64,508 |
In addition to the above, Junior Assistants are eligible for Gratuity, Staff Housing Loan Scheme, and Performance Linked Incentive as per applicable company rules. Annual increments of up to 10% of the Basic Pay are provided based on quarterly and annual performance. Lease facility and staff quarter facility are not applicable for this cadre.
The probation period is 6 months from the date of joining, which may be extended as per company rules.
Eligibility Criteria – LIC HFL Junior Assistant Recruitment 2026
Educational Qualification
Candidates must hold a Graduate degree in any discipline from a university recognised by the Government of India. A minimum aggregate of 55% marks is mandatory. Courses completed through correspondence, distance mode, or part-time programmes are not eligible.
The final result must have been declared on or before 01 April 2026. Where CGPA or OGPA is awarded, it must be converted into a percentage as per the university norms and indicated in the online application.
Note on Percentage Calculation: The percentage is calculated by dividing the total marks obtained in all subjects across all semesters/years by the aggregate maximum marks, multiplied by 100. A fraction of percentage will be ignored — i.e., 54.99% will be treated as less than 55%.
Age Limit (as on 01 April 2026)
| Category | Minimum Age | Maximum Age |
|---|---|---|
| All Candidates (General) | 21 Years | 30 Years |
| Born Not Earlier Than | 02 April 1996 | |
| Born Not Later Than | 01 April 2005 | |
Age relaxation for reserved categories, if any, will be as per the company policy and Government of India guidelines. Candidates must verify the same from the official notification PDF available on www.lichousing.com.
Other Requirements
- Nationality: Indian Citizen only
- Computer Literacy: Operating and working knowledge in computer systems is required
- Work Experience: Preferred but not mandatory
Application Fee – LIC HFL Junior Assistant 2026
| Category | Application Fee | GST (18%) | Total Payable |
|---|---|---|---|
| All Candidates (Junior Assistant) | ₹800 | ₹144 | ₹944 (Approx.) |
The application fee is applicable to all candidates and is non-refundable under any circumstances. Payment must be made through online mode only — Debit Cards (RuPay/Visa/MasterCard/Maestro), Credit Cards, Internet Banking, IMPS, or Mobile Wallets are accepted.
How to Apply Online – LIC HFL Junior Assistant 2026
Candidates can apply online only from 16 April 2026 to 30 April 2026 through the official website www.lichousing.com. No other mode of application will be accepted.
The step-by-step procedure for LIC HFL Junior Assistant online application is as follows:
- Visit www.lichousing.com and click on the Careers section.
- Go to Job Opportunities and select “Recruitment of Junior Assistants”.
- Click on “Click here for New Registration” and enter your Name, Contact Details, and Email ID.
- Note the Provisional Registration Number and Password sent via email and SMS.
- Fill in all personal, educational, and other required details in the application form.
- Upload scanned copies of Photograph, Signature, Left Thumb Impression, and Handwritten Declaration as per the prescribed specifications.
- Preview the complete application, then click Complete Registration.
- Proceed to the Payment tab and complete the fee payment online.
- Download and save the e-Receipt and a printout of the application form for future reference.
Documents Required for Upload
| Document | Format | Dimensions | File Size |
|---|---|---|---|
| Photograph (Colour, Passport Style) | JPG/JPEG | 200 × 230 pixels | 20 KB – 50 KB |
| Signature (Black Ink on White Paper) | JPG/JPEG | 140 × 60 pixels | 10 KB – 20 KB |
| Left Thumb Impression | JPG/JPEG | 240 × 240 pixels | 20 KB – 50 KB |
| Handwritten Declaration (English, Black Ink) | JPG/JPEG | 800 × 400 pixels | 50 KB – 100 KB |
Handwritten Declaration Text:
“I, _______ (Name of the candidate), hereby declare that all the information submitted by me in the application form is correct, true and valid. I will present the supporting documents as and when required.”
This declaration must be written in English only, in the candidate’s own handwriting. Declarations in capital letters or in any other language will not be accepted.
Selection Process – LIC HFL Junior Assistant 2026
The selection process for Junior Assistant consists of 2 stages: (1) Online Examination and (2) Interview. Final selection is based on the combined marks of both stages.
| Stage | Details |
|---|---|
| Stage 1 | Online Examination (Objective Type, 200 Marks, 120 Minutes) |
| Stage 2 | Interview (for candidates shortlisted based on online exam merit) |
| Stage 3 | Medical Examination (for finally selected candidates) |
| Stage 4 | Background Verification (post-selection) |
Candidates who do not attend the interview or do not obtain the minimum qualifying marks in the interview will be disqualified from further selection. The final merit list will be prepared strictly according to merit ranking.
LIC HFL Junior Assistant Exam Pattern 2026
The online examination is of objective-type, multiple-choice format with a total duration of 120 minutes. The exam is conducted in the English language only. There is a negative marking of 0.25 marks for every wrong answer.
| Section | No. of Questions | Maximum Marks | Duration |
|---|---|---|---|
| English Language | 40 | 40 | 120 Minutes (Combined) |
| Logical Reasoning | 40 | 40 | |
| General Awareness (with special emphasis on Housing Finance Industry) | 40 | 40 | |
| Numerical Ability | 40 | 40 | |
| Computer Skill | 40 | 40 | |
| Total | 200 | 200 |
Cutoffs are applied in two stages: first on individual section scores (if applicable), and then on the total score. LIC HFL reserves the right to modify the examination structure, which will be communicated via the official website.
Online Examination Centre List – LIC HFL 2026
The online examination will be conducted at centres across multiple states. Candidates must select their preferred Examination State at the time of application. The Examination State can be different from the Vacancy State.
| State / Union Territory | Examination Centres |
|---|---|
| Chhattisgarh | Raipur, Bhilai Nagar |
| Madhya Pradesh | Bhopal, Indore, Gwalior, Ujjain |
| Bihar | Patna, Muzaffarpur, Gaya, Bhagalpur, Purnea |
| Jharkhand | Ranchi, Jamshedpur, Dhanbad |
| Odisha | Bhubaneswar, Rourkela, Balasore, Berhampur, Cuttack |
| Assam | Guwahati, Dibrugarh, Silchar, Jorhat |
| Sikkim | Gangtok |
| West Bengal | Kolkata, Siliguri, Durgapur, Burdwan |
| Uttar Pradesh | Lucknow, Meerut, Allahabad, Gorakhpur, Agra, Kanpur |
| Uttarakhand | Dehradun, Haldwani |
| Delhi | Delhi / New Delhi / NCR |
| Haryana | Hissar, Ambala, Faridabad |
| Punjab | Amritsar, Mohali, Jalandhar, Ludhiana, Bathinda, Patiala |
| Rajasthan | Jaipur, Jodhpur, Ajmer, Kota, Bikaner |
| Karnataka | Bangalore, Mysore, Hubli-Dharwar, Mangalore |
| Andhra Pradesh | Visakhapatnam, Guntur/Vijayawada, Rajahmundry, Tirupati, Nellore, Kurnool |
| Telangana | Hyderabad/Secunderabad, Karimnagar, Warangal |
| Kerala | Kochi, Trivandrum, Kannur, Kollam, Kottayam, Kozhikode, Thrissur |
| Tamil Nadu | Chennai, Madurai, Coimbatore, Nagercoil, Tirunelveli, Thanjavur |
| Gujarat | Ahmedabad-Gandhinagar, Rajkot, Vadodara, Surat |
| Maharashtra | Mumbai/Navi Mumbai/Thane, Nagpur, Pune, Aurangabad, Nasik, Kolhapur, Jalgaon |
| Jammu & Kashmir | Jammu |
| Himachal Pradesh | Shimla, Bilaspur |
| Goa | Panaji |
Required Documents – LIC HFL Junior Assistant Interview 2026
Candidates called for the interview must carry the following documents in original along with attested photocopies. Failure to produce required documents will result in cancellation of candidature.
- System-generated print-out of the online application form (duly signed)
- Interview call letter
- Valid photo identity proof (PAN Card / Aadhaar Card / Passport / Voter’s Card / Driving Licence)
- Graduation degree / mark sheets showing minimum 55% aggregate marks
- Certificate from University confirming date of passing and percentage conversion (if CGPA)
- Date of birth proof (School leaving certificate / Birth certificate)
- Caste / category certificate (if applicable)
- Disability certificate (if applicable)
- No Objection Certificate from current employer (if currently employed)
- Original Gazette notification / Marriage certificate / Affidavit (in case of name change)
Why LIC HFL Junior Assistant Recruitment 2026 Is Important
LIC Housing Finance Ltd. is one of India’s largest and most reputed housing finance companies, operating under the umbrella of Life Insurance Corporation of India. A permanent job at LIC HFL carries significant career stability and social prestige.
The Junior Assistant post offers an annual CTC of up to ₹4,98,108 (Category I), along with annual performance-based increments of up to 10% of basic pay. Additional benefits include PF, Mediclaim, Group Insurance, Meal Coupons, Gratuity, Performance Linked Incentive, and a Staff Housing Loan Scheme.
With 180 vacancies spread across 27 states, this recruitment offers candidates from diverse regions a genuine opportunity for placement closer to their home state. The vacancy count may increase depending on actual requirements at the time of final selection.
Who Should Apply for LIC HFL Junior Assistant 2026
This recruitment is suitable for candidates who meet the following profile:
- Indian citizens between 21 and 30 years of age as on 01 April 2026
- Graduates from any recognised university with a minimum of 55% aggregate marks
- Candidates with basic computer literacy and operating knowledge
- Individuals seeking a career in the housing finance and financial services sector
- Candidates who are comfortable working in city-specific postings across India
- Freshers or candidates with prior work experience in banking, finance, or customer service roles
Candidates who have completed their graduation through correspondence, distance learning, or part-time programmes are not eligible to apply.
Preparation Tips for LIC HFL Junior Assistant Exam 2026
The online examination consists of 5 sections with equal weightage of 40 marks each. Candidates should frame a balanced preparation strategy covering all sections.
- English Language: Focus on Reading Comprehension, Grammar, Vocabulary, Error Detection, and Sentence Correction.
- Logical Reasoning: Practice Syllogisms, Blood Relations, Seating Arrangements, Coding-Decoding, and Puzzles.
- General Awareness: Stay updated on current affairs, Banking and Finance news, RBI policies, Housing Finance trends, and LIC HFL-specific information.
- Numerical Ability: Revise topics like Simplification, Number Series, Data Interpretation, Percentage, Profit & Loss, and Time & Work.
- Computer Skill: Study fundamentals of computer operations, MS Office, Internet, Networking basics, and Input/Output devices.
Negative marking of 0.25 marks applies for incorrect answers. Candidates should avoid random guessing and attempt only questions they are reasonably confident about.
Common Mistakes to Avoid – LIC HFL Junior Assistant Application 2026
- Submitting more than 1 application — only the latest valid application (higher registration number) will be retained.
- Uploading a blurred, smudged, or incorrectly sized photograph or signature.
- Writing the handwritten declaration in capital letters or in a language other than English.
- Entering incorrect personal details — no changes are permitted after final submission.
- Applying without verifying the eligibility criteria — fees will be forfeited for ineligible candidates.
- Waiting until the last date to register — heavy internet traffic on the closing date may cause submission failures.
- Not carrying original photo identity proof on the day of examination — candidates may be denied entry.
- Carrying mobile phones or electronic devices into the examination hall.
Guidelines for Persons with Disabilities Using a Scribe
Visually impaired candidates and candidates whose writing speed is adversely affected permanently may use their own scribe at their own cost during the online examination. The following conditions apply:
- The scribe must be arranged by the candidate at the candidate’s own cost.
- The scribe should not be a candidate for the same examination.
- A scribe for one candidate cannot serve as scribe for another candidate.
- Candidates using a scribe are eligible for 20 minutes of compensatory time per hour of examination.
- Candidates with locomotor disability or cerebral palsy (minimum 40% impairment affecting writing extremity) are also eligible for compensatory time.
- Visually impaired candidates (minimum 40% disability) may opt to view the test in magnified font.
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FAQs) – LIC HFL Junior Assistant 2026
What is the last date to apply for LIC HFL Junior Assistant 2026?
The last date to submit the online application and pay the application fee for LIC HFL Junior Assistant 2026 is 30 April 2026. No applications will be accepted after this date.
What is the total number of vacancies in LIC HFL Junior Assistant Recruitment 2026?
A total of 180 vacancies have been notified for the post of Junior Assistant in LIC HFL 2026. The vacancy count is distributed across 27 states and union territories of India. The actual number may increase or decrease depending on requirements at the time of final selection.
What is the educational qualification required for LIC HFL Junior Assistant post?
Candidates must be a Graduate in any discipline from a university recognised by the Government of India with a minimum aggregate of 55% marks. Courses completed through correspondence, distance, or part-time mode are not eligible. The result must have been declared on or before 01 April 2026.
What is the application fee for LIC HFL Junior Assistant 2026?
The application fee for LIC HFL Junior Assistant is ₹800 plus 18% GST. The fee is applicable for all candidates and is non-refundable. Payment must be made through online mode only (Debit Card, Credit Card, Net Banking, IMPS, or Mobile Wallets).
What is the selection process for LIC HFL Junior Assistant 2026?
The selection process consists of two stages: Online Examination and Interview. Final selection is based on combined marks of both stages. Selected candidates must subsequently clear a Medical Examination and a Background Verification check.
What is the salary of LIC HFL Junior Assistant?
The gross monthly pay ranges from ₹30,000 (Category III) to ₹32,800 (Category I) based on the city of posting. The net monthly in-hand pay (after deductions) ranges from ₹26,727 to ₹29,527. In addition, a Meal Coupon of ₹5,040 per month (approx.) is provided. The total annual CTC ranges from ₹4,64,508 to ₹4,98,108.
Can I apply for more than one city in LIC HFL Junior Assistant Recruitment 2026?
No. Candidates are allowed to apply for vacancy in one city only (Vacancy City). Applying for more than one city is not permitted. The Interview State will be the same as the Vacancy State, while the Examination State may differ.
